The Alternative to Merchant Loans
Merchant loan providers may promise business funds to qualified owners, but at Merchant Resources International, we offer our merchants so much more.
| Bank Merchant Loans | MRI Business Cash Advances |
|---|---|
| Must have collateral | Completely unsecured |
| High credit score required | Less-than-perfect credit is fine |
| Personal financial statements needed | Only four months of merchant statements required |
| Must approve your business plan | No restrictions on how you use the funds |
| Long waiting period for approval | 48-hour approval |
| Long waiting period for funding | 7-day funding |
| Fixed monthly payments | Flexible repayments |
As you can see below, the advantages of our merchant cash advance program can help you solve all of your funding problems without any of the hurdles that come from a bank loan.
Merchant Loan Problem
Banks are tightening their requirements to approve loans. High credit scores are needed, and you don’t think you’ll make the cut.
You have no collateral or are unwilling to put your personal property on the line for a loan.
You need cash fast, and you can't afford to endure complicated approval periods and lengthy processes.
Merchant Cash Advance Solution
You do not need an excellent credit score to qualify for a merchant loan. In fact, a credit score of 600 or above can qualify you for a premium advance.
Our merchant cash advances are completely unsecured-there is no collateral required. You don’t need to risk your house or car to get funds for your business.
Your application can be approved in 48 hours and you can have funds in your account 7 days after approval.
Simple Requirements
- Currently Own a Business
- Process Credit Cards
Program Benefits
- Unsecured Funds
- No Application Fees
- No Fixed Monthly Payments
- No Collateral or Personal Guarantee
- Pay Only When You Make a Sale
- NO Out-of-Pocket Cost
- Approvals in 24 Hours
- Get Funded in as Little as 7 Days
- 98% Approval Rate




