• Merchant Cash Advance Requirements

• 4 months as owner
• Currently process credit cards
• At least $2,500/mo in credit card sales

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*Business Name:

*Owner's Name:

*Phone Number:

*Fax Number:

*E-Mail:

Business Start Date:

Type of Business:

*Accept Visa/Mastercard ?:
Yes No

*Monthly Credit Card Sales Volume:
Please Select Less than $2,500 $2,501 - $5,001 $5,001 - $10,000 $10,001 - $20,000 $20,001 - $30,000 $30,001 - $40,000 $40,001 - $50,000 $50,001 - $60,000 $60,001 - $70,000 $70,001 - $80,000 $80,001 - $90,000 $90,001 - $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $125,000 $125,000+

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Merchant Cash Advance: The Business Loan Alternative

Running a business can demand an unforeseen amount of both time and money, making it probable to discover that your business is in need of additional financing, only after a few months of being in operation. In cases like this, most people immediately run to the bank.

Given that the business loan is such a sought-after source of small business financing, there are a variety of articles, blogs and columns offering advice on how to deal with the bank when seeking out a business loan. But after reading all of the tips, tricks and tactics, a business owner may decide to reevaluate whether he/she really wants to go that route.

One website warns business-loan seekers of what banks look for before approving a business loan. This includes individual repayment ability, money management ability, investment and dedication, equity and backup plans for repaying the loan in the unfortunate case that the business fails.

Some bank loan advice sources suggest that a speech is prepared and practiced prior to an appointment with a loan officer. They also stress the importance of developing a relationship with the bank prior to requesting a business loan.

Truthfully, the whole ordeal can be a bit much, considering there is a great possibility these efforts will go unrewarded in the end. Fortunately, small business owners can find solace in a merchant cash advance.

Often applying for a business loan is simply about making the loan officer believe in you. But with a merchant cash advance, all of these seemingly frivolous steps are eliminated. A merchant cash advance is the preferred alternative to a business loan. It has all of the advantages of a business loan without the numerous obstacles. Merchant cash advances are specifically constructed for business owners with poor credit and little or no collateral, who do not meet specific bank loan requirements.

The merchant cash advance application process requires no appointments, no meetings, and no proposal preparations. All of these things can take away from the time that you have to spend with your business, which is very crucial during your business' beginning stages. Applying for a merchant cash advance rather than a business loan leaves you with more time to put into your business.

To apply for a merchant cash advance with us, all that is required is a short, two-page application, and documentation of the last four months of your business' credit card transactions. Once your information has been reviewed, one of our specialists will provide you with information on the amount of money that can be advanced to you and how much your automatic repayment will be.

Contact us to find out more about finding an alternative to a business loan with a merchant cash advance.

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