The financial panorama has been bleak lately, with a rising national debt, rising costs, and tighter loan policies. Perhaps in an effort to prove its usefulness, the Small Business Administration (SBA) has published a list of successful companies that started off with an SBA loan. These companies encompass vastly different industries, from courier services to IT to biotechnology, and there are more than a few names that you might recognize. In the computer software field, [...]

The American financial crisis seems to never end, with a rising debt ceiling, plummeting stocks, and conservative spending from consumers. Veteran and new business owners will be feeling the blow of this recession, like every other sector in the economy. In addition, small businesses have to contend with slow growth, low sales volumes, and playing catch-up with financial obligations. Business owners who want to keep growing can resort to a simple solution: the merchant cash [...]

I have been in the cash advance industry well over 4 years, and have worked with more than 700 clients. Thanks to our cash advance program, I have been able to provide funds for small businesses, from restaurants to flower shops, to retail stores. The cash advance is a very simple solution to business owners who are in search of funding. Banks and other financial institutions are making it difficult to obtain working capital; requiring [...]

When it comes to raising funds, small businesses have several choices out there: bank loans, venture capital, cash advances, and credit card programs. But since we are stuck in a recession, navigating the waters of funding has become increasingly difficult. If you’ve knocked on every door unsuccessfully, maybe you could give crowdfunding a shot. Like venture capital, this funding method relies on money invested by private sources. Only with crowdfunding, a larger number of private [...]

There have been many positive reports recently about consumer confidence and consumer spending. Yet for some reason, the banks are still refusing to loan money. I can understand why they would be apprehensive about loaning to people with poor credit; but even business owners with excellent credit are being turned away. What is happening right now is that many merchants are finding it difficult to capitalize on the increased consumer spending.  Without working capital, merchants [...]