In the current economy, nine out of ten small business loan applications are declined. Generally, the business owners chalk up the refusal to the “bad economy”. The truth is, most owners weren’t adequately prepared to apply for a loan.

One of the more popular small business start-ups these days is a carpet cleaning business. Carpet cleaning is relatively easy to learn, has a low entry cost and a rapid break-even time.

For auctioneers facing a cash-flow deficit, a merchant cash advance can provide quick funding to pay both staff and consignors

Home improvement contractors who need funds to complete work-in-progress are glad to have access to a merchant cash advance.

Credit card agreements are not like traditional loan contracts. A traditional loan contract is an agreement between two parties that cannot be changed by either party: the terms are the terms. Credit card agreements are different; the bank can change the terms at any time.