News of tightened bank lending standards is abundant.  The truth is, getting a bank business loan is hard and the fact that so many small business owners need them doesn’t make it any easier.  If you don’t believe us, take it from the slew of journalists who write on the topic every day.  Take a look at the following quotes from various media outlets regarding bank lending, just in the past few months.  You might [...]

As a business owner your day is filled with – well – business.  But as the saying goes, “All work and no play makes Jack a dull boy.”  And even if your name isn’t Jack, you could still stand a break from the mayhem of business ownership. Today, mix business with pleasure.  Have a little bit of fun, while learning some valuable information that can be applied to your business, with the following games.  These [...]

As the economy fell into a recession, bank lending to small businesses dropped dramatically, forcing many small businesses to close their doors, especially due to their inability to get bank loans.  Now, as the economy begins to recover, small business owners are beginning to have positive outlooks for their businesses, but according to some experts, the bank lending drought may not be improving anytime soon. “The U.S. Treasury Department is concerned the steady pace of [...]

It’s always good to ask questions.  How else are you going to get answers?  This is particularly true when you’re searching for a merchant cash advance, as you’ll want to know exactly what you’re getting yourself into before taking the step.  Granite, a merchant cash advance can make it possible for a small business owner to get up to $500,000 for his/her business with no restrictions on how the funds can be used, along with [...]

Did you know that veterinarians, doctors and dentists who own their own practices can take advantage of a business cash advance?  Many small business owners have the misconception that only owners of clothing stores auto repair shops, salons and the likes are eligible for merchant cash advances.  But the truth of the matter is anyone who meets the basic eligibility requirements (owned business for at least six months, processes at least $3,500 in monthly credit [...]