Bad Credit Business Loans

Up to $250,000 in as little as 7 days!

Get Working Capital Even With Poor Credit

Why Choose Us:

  • We are a direct business cash advance funder
  • We offer the lowest industry rates
  • Our specialists are knowledgeable
  • We are trusted by over 10,000 business owners

See How Much You Qualify For:

The Best Alternative To Traditional Bank Loans

At Merchant Resources International, you will find that obtaining working capital for your business is not complicated, even if you have a less-than-perfect credit history. While we do look at your credit, we focus on your business strengths. Just because you filed for bankruptcy 3 years ago or have had some slips in some of your credit card payments doesn't mean you can 't obtain unsecured funds for your business.

Do I qualify for a Business Cash Advance?

If you have owned your business for at least 4 months, and process a minimum of $2,500 per month in credit card sales, you are approved! We offer 3 different programs to better suit our customers. We have a 98% approval rate for those who meet our minimum requirements.

What is the process?

Obtaining our poor credit business loan alternative is simple; once you apply with us using the form on the right, you will be contacted by one of our agents, who will then provide you with our simple, 2-page application. In most cases, all we need from you besides the completed application is:

  • 4 months of credit card statements
  • 2 most recent bank statements
  • A copy of your drivers license
  • A voided business check
  • A business license

Approval and Funding

We are a direct business cash advance funder, because of that, we approve most deals within 48 hours (in many cases we provide same day approvals). Funding your business usually takes 7 business days, and you may qualify to renew your cash advance in 3 to 4 months. Apply now to get a no-obligation quote, it's safe, fast and easy!