The Best Alternative To Traditional Bank Loans
At Merchant Resources International, you will find that obtaining working capital for your business is not complicated, even if you have a less-than-perfect credit history. While we do look at your credit, we focus on your business strengths. Just because you filed for bankruptcy 3 years ago or have had some slips in some of your credit card payments doesn't mean you can 't obtain unsecured funds for your business.
Do I qualify for a Business Cash Advance?
If you have owned your business for at least 4 months, and process a minimum of $2,500 per month in credit card sales, you are approved! We offer 3 different programs to better suit our customers. We have a 98% approval rate for those who meet our minimum requirements.
What is the process?
Obtaining our poor credit business loan alternative is simple; once you apply with us using the form on the right, you will be contacted by one of our agents, who will then provide you with our simple, 2-page application. In most cases, all we need from you besides the completed application is:
- 4 months of credit card statements
- 2 most recent bank statements
- A copy of your drivers license
- A voided business check
- A business license
Approval and Funding
We are a direct business cash advance funder, because of that, we approve most deals within 48 hours (in many cases we provide same day approvals). Funding your business usually takes 7 business days, and you may qualify to renew your cash advance in 3 to 4 months. Apply now to get a no-obligation quote, it's safe, fast and easy!
Simple Requirements
- Currently Own a Business
- Process Credit Cards
Program Benefits
- Unsecured Funds
- No Application Fees
- No Fixed Monthly Payments
- No Collateral or Personal Guarantee
- Pay Only When You Make a Sale
- NO Out-of-Pocket Cost
- Approvals in 24 Hours
- Get Funded in as Little as 7 Days
- 98% Approval Rate




