Easy Funding For Your Business

At Merchant Resources, our main goal is to provide small and medium-sized businesses with the working capital they need, fast. With a cash advance, we purchase your future credit card sales in order to advance you a sum of money. The amount you receive is based on how much you process from customers' credit cards.

The advance is repaid automatically, by taking a percentage of your credit card transactions until the advance is fully repaid. Unlike a loan, a cash advance does not require any collateral or personal guarantee, and you don't have any interests to pay. Applying is fast, free, and easy. Just fill out the form on the right and a member of our staff will contact you to see how much funding you can receive.

Who Can Benefit From This Program?

Almost any business that processes credit cards as a form of payment.

We fund a wide range of businesses, including:

Restaurants
Dental Offices
Auto Repair Shops

Beauty Salons
Grocery Stores
Furniture Stores

Clothing Stores
Bars / Pubs
Liquor Stores

Why a Merchant Cash Advance Instead of a Business Loan?

Qualifying for a small business loan in today's economy is difficult, but a business cash advance can be an easy alternative. A loan is a lengthy and complicated process that includes excessive paperwork, low approval rates, collateral, and personal guarantees. Business owners also have to deal with security, fixed monthly payments, and restricted use of funds. Cash advances, on the other hand, offer all the convenience that comes with higher approval rates, fast processing, and the fact that you don't need to have perfect credit.

Merchant Cash Advance Vs. Small Business Loan

Small business loans have many requirements, a lengthy application process and a very low approval rate. Merchant cash advances are different; you can receive up to $250,000 in as little as 7 days through a process that is much simpler. Best of all, a business cash advance is completely unsecured.

An Alternative to Bad Credit Business Loans

We offer 4 different programs to benefit any business that processes at least $2,500 per month in credit card sales.

Starter Cash Advance - Designed to provide funds for businesses with poor credit history.
Standard Merchant Cash Advance - Our most popular program; perfect for established retail businesses.
Premium Merchant Cash Advance - The best choice for businesses that have the highest qualifications. This program offers the lowest rates.
Small Business Loans - A funding option for businesses whose transactions consist mainly of cash, checks, and electronic payments.

What makes our cash advance programs unique is the fact that there are no fixed monthly payments. You pay back the cash advance with the credit card transactions from your customers.

Unlike with unsecured business loans, your credit history is not the number one factor in your ability to get funded.